At Hai Money, we’re proud to partner with lenders who not only offer exceptional products, but who also share our values around innovation, flexibility and positive impact. One such standout is Brighten, a progressive and purpose-driven non-bank lender making waves across Australia and beyond.
Who is Brighten?
Brighten is a 100% Australian owned and regulated non-bank lender, with a strong presence in Sydney, Melbourne, Brisbane, and international offices in Hong Kong, Shanghai and Manila. Their funding model is robust and diversified, with established warehouse arrangements with top-tier banks, two public RMBS programs, and access to multiple wholesale credit funds.
But what truly sets Brighten apart is their commitment to making a meaningful impact – on customers, partners, communities and the environment.
One Loan, One Tree, One Hundred Years
In a first-of-its-kind initiative, Brighten plants a tree for every loan settled through their partnership with Carbon Neutral, supporting reforestation efforts in the Yarra Yarra Biodiversity Corridor. Every tree is legally protected for 100 years – long after the home loan is paid off.
It’s lending with purpose, and it’s a great conversation starter for brokers looking to offer clients more than just competitive rates.

Why Brokers Love Brighten
Whether your clients are Prime or Near Prime, Resident or Non-Resident, Brighten’s product suite is designed to cater to a wide range of needs – with flexibility that gives you room to structure the deal, your way.
Here’s a quick snapshot of what Brighten offers:
- Competitive Full Doc, Alt Doc, and Construction loan options
- Debt assessed at 125% of actual repayments
- Interest rate based on security type, not purpose*
- Loans assessed on individual merits
- Fully assessed pre-approvals
- Unlimited cash out up to 80% LVR
*Conditions apply. See product guide for details.
Want to Know More?
We highly encourage all Hai Money brokers to explore Brighten’s full offering. Their Product Guide outlines everything you need to know, including rates, features and lending criteria.
At Hai Money, we’re committed to partnering with forward-thinking lenders who empower our brokers with real choice, sharp pricing, and meaningful support. Brighten is a perfect example of why more brokers are choosing Hai Money as their aggregator.
If you’re ready to work with lenders like Brighten – and be part of something bigger – it’s time to talk to Hai Money.
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